With Blue Advantage, you can have access to many of the best doctors, hospitals and specialists in North Carolina, Blue Cross and Blue Shield of North Carolina’s networks are large and member copayments and coinsurance are predictable. Just visit an in-network provider, show your BCBSNC ID card and pay the copayment. The doctor handles all the administrative details and files the claims. You can go directly to in-network specialists without a referral, and you can go outside the network for most services. The only difference is the out-of-pocket cost.
Blue Advantage offers three plans that allow you to choose the benefits and deductible that work best for you, with costs as low as $15 for copayments and $10 for generic prescription drugs.
Blue Advantage has you covered across the nation and in more than 200 countries and terrietories worldwide through the BlueCard® network. To find a nearby network provider, call 1-800-810-BLUE (1-800-810-2583) or search the provider directory at bcbsnc.com
You can also purchase coverage for children. With Blue Advantage, children receive full benefits, including coverage for well-child and well-baby care and immunizations. Maternity coverage is available for an extra charge when you first purchase a policy, renew a policy (if the policy has been in effect for at least six months) or if you have a family status change, like marriage.
Blue Advantage provides you with access to a variety of online resources and programs designed to maximize you health care experience. Resources include the Member Health Partnerships created to help you better manager health conditions like asthma and diabetes, and Blue ExtrasSM, our value-added programs that give you member discounts on everything from vitamins to gym memberships.
To be eligible Advantage, you must be a North Carolina resident, under age 65 and not eligible for Medicare. Enrollment takes approximately 30 days.